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Posted at 4:26AM on September 13th 2013 by online business
All the military has the same life icnruanse. It is called SGLI and is up to $400K for AD member while they are AD. There is no restrictions on the payment like there can be on other life icnruanse like cannot be claimed in 1 year, not on suicide, etc . It is valid life icnruanse for the entire enlistment/commission in the military. If something does happen to them driving a car while on vacation it is still paid.
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Posted at 9:41PM on October 19th 2012 by Holland
The different bewteen both insurance is the renewable condition'.Term insurance is a non-participating insurance. It is also known as temporary insurance. It is in effect for a specified period of time, typically 5 years, 10 years, 20 years, etc. If the policy comes with conversion option (guaranteed renewable condition), it means you can extend the policy without proof of health.
Posted at 1:07AM on October 19th 2012 by Pabelhossainpabel
Group life, or individual term? Well, it dnedeps on A LOT of factors. In some cases, someone who wouldn't get term insurance at any cost, can get added to a group life policy because of the group. But when you leave your employement, you would have to convert it to private insurance.IN other words, there's no answer to your question, without a LOT more information.
Posted at 9:55PM on September 22nd 2012 by Hannia
It is my understanding of the queoitsn is Group term life insurance versus Individual term life insurance.As most subject matter experts would say, depends.Group insurance is generally the best vehicle for those whom are sick. They find themselves insurable at a group rate and cannot be denied coverage in most jurisdictions (Called GI). The negative is that your coverage level is determined by an amount set by your employer and not your individual financial situation.Individual term insurance is a good financial vehicle for those needing higher short term protection without the high premiums. Also with the knowledge that the term insurance is not portable and will be less affordable when you reach a higher age.
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